Waukesha & Milwaukee Short Sales: How to know when the short sale negotiator is lying to you

December 4, 2011
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Milwaukee & Waukesha WI – I’m sure you have heard about forensic loan audits. I’ve heard people say how wonderful they are. “Your lender will approve your short sale right away”, claims one.

Discover how other sellers successfully did a short sale and request a free consultation by clicking here.

An agent told me a story about forensic loan audits. He worked with a woman who was trying to short sales 3 houses. He knew they were short sales and was glad to list them for sale.

There was a guy involved who was supposed to be doing all the “negotiating” with the lender. Little did this agent know this guy was trying to flip the houses. This guy had a forensic loan audit done.

He claims he paid foreclosure defense lawyers out of his own pocket. He did all this stuff in an attempt to force the lender to approve the short sale.

The only problem was the lender didn’t care. The short sale negotiators at the lender were not going to approve the short sale offers so this guy could resell the home for a profit.

“We know this guy is trying to flip the house. We won’t approve the short sale as long as he is doing that”, they said.

This was despite the claims that some have made that a forensic loan audit will have lenders trip over themselves to approve the short sale.

Please consider this story before you spend $800 to $1,000 on a “Forensic Loan Audit.” I am in the business and talk to homeowners facing foreclosure every day.

I have only heard a few stories where a “forensic loan audit” made a difference to the lender. I’m not saying that they don’t work. I just want to warn you to check them out before spending big bucks for one.

Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at Randy@HarrisTeamHomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail. If you prefer, then you can call me at (262) 844-1900.

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Milwaukee Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. Click here to request a copy.

Thanks for reading this, Randy Harris.

Randy is a Real Estate Agent at Realty Executives Integrity.

Phone: (262) 844-1900. Randy@HarrisTeamHomes.com.

Lake County to Lake Shore

View My homes for sale at http://www.HarrisTeamHomes.com.

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Short Sale Realtor. Milwaukee WI Short Sales. Milwaukee Realtor.

Copyright 2010 SFI Marketing Institute, LLC. All Rights Reserved. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Randy Harris’s personal views and do not reflect the views of Realty Executives Integrity. This information on Milwaukee Short Sales: I thought it would work, but it didn’t is provided as a courtesy to our viewers to help them make informed decisions.

A Common Milwaukee Short Sale Myth: The Short Sale File Has To Be Perfect Before You Can Submit It To The Lender

December 3, 2011
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Milwaukee WI – Many agents think that a short sale lender will not look at a file until the short sale file is perfect.

“I need your financial information, last 2 years of tax returns, last 2 pay stubs, last 2 month’s bank statements, and all the other short sale paperwork before I can submit the file”, they tell you.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

A perfect short sale file does help. But, some agents think it will make the short sale process so much easier.

But, even if the paperwork is perfect and submitted the lender will still want another piece of paperwork or want something modified. It’s just the nature of short sales.

Lenders are always changing their policies and paperwork requirements. In some cases, they want the seller to fill out their financial statement form.

In other cases, they want certain affidavits filled out and signed. No matter what, the requirements are always changing. It’s hard to hit a moving target.

The best practice we have seen is to submit the paperwork you have and then wait to see if the lender needs any additional paperwork.

When the short sale negotiator first looks at the file they will let you know what they need. You just need to make sure you get them that paperwork fairly quickly. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Randy@HarrisTeamHomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (262) 844-1900

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Milwaukee loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Randall Harris.

Randall is a Real Estate Agent at Realty Executives Integrity. Milwaukee Short Sales Realtor:

Phone: (262) 844-1900 . Randy@HarrisTeamHomes.com.

Lake County to Lake Shore

View My homes for sale at http://www.Milwaukee-Short-Sale.com.

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Milwaukee WI Short Sales. Milwaukee Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Is It Better To Buy A Milwaukee Short Sale Or Wait Until After The Bank Has Foreclosed?

December 1, 2011
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Milwaukee WI – Some people think they can go around a homeowner and buy a home directly from the bank. “The seller has to submit our offer to the bank because the bank owns the house”, they tell us.

They assume that they can sidestep the seller and buy the house directly from the bank. The truth is that until the bank forecloses on the house, the seller owns it and they are in the driver’s seat.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

If the seller works with another buyer on a short sale and the bank approves the short sale, then that buyer will get the house. If you really want the house, then it is best to work with the homeowner during a short sale.

However, if you want to try your luck, then you can wait until the foreclosure is completed and buy the house from the bank.

However the bank won’t just sell the house to you. They have a standard way that they sell bank owned properties. They put them on the open market and wait for a good offer.

In most cases, they will not sell the house to you without putting it on the open market. This policy ensures that they don’t sell any homes for less than the fair market value.

Every buyer in the market has a fair shot at the house. Their reasoning is that will get them the best price for the home. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Randy@HarrisTeamHomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (262) 844-1900

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Milwaukee loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Randall Harris.

Randall is a Real Estate Agent at Realty Executives Integrity. Milwaukee Short Sales Realtor:

Phone: (262) 844-1900 . Randy@HarrisTeamHomes.com.

Lake County to Lake Shore

View My homes for sale at http://www.HarrisTeamHomes.com.

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Milwaukee WI Short Sales. Milwaukee Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Milwaukee Short Sale Myth: There Are No Rules Or Guidelines For Short Sales

November 29, 2011
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Milwaukee WI – I recently saw an article written by a prominent, so called short sale expert. In the article, this supposed expert says the only rules for short sales are HAFA, but even those rules are subject to interpretation.

That is like saying that there are no traffic laws. If that were the case, then everyone could drive 100 MPH and never get a ticket.

That is like saying that the court system has no rules. (Go ask a judge or lawyer and you’ll find out the truth about that pretty fast.)

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

The good news for short sale sellers is that there are rules. There are lots of rules in fact. These rules protect you from renegade, rogue employees at short sale lenders. They also protect you from the lenders.

Here is a small sampling of the rules and guidelines for short sales.

FHA Short Sales. There is a 16 page directive from HUD to lenders. This directive gives explicit instructions to all lenders on how to handle short sales on FHA loans.

You can read thru the rules for an FHA Short Sale yourself. Just Google “Mortgagee Letter 2008-43.”

VA Short Sales. VA gives explicit instructions (again in their short sale guidelines. Only, they don’t call it a short sale. They call it a VA Compromise Sale.

Call a VA Loan Center to get a copy of the Compromise Sale Guidelines. Between 65-70% of all the loans in the US are owned or insured by one of the following entities: FHA, VA, Fannie Mae, or Freddie Mac.

Those entities either own or insure against loss. That also means those entities have the right to dictate what can and cannot be done on a short sale.

The lender handling the negotiations has to follow their guidelines or face stiff penalties. Fannie May and Freddie Mac do not publish their guidelines to the general public. But, we do know they have them.

The lenders have sent Stop Foreclosure Institute Members copies of their guidelines before. The member was disputing something on a short sale. They couldn’t believe a certain rule.

The lender’s negotiator sent them the guidelines for the thing they were disputing. The bottom line is that most (if not all) short sale sales do have rules.

However, the lenders don’t want you to know that. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Randy@HarrisTeamHomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (262) 844-1900

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Milwaukee loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Randall Harris.

Randall is a Real Estate Agent at Realty Executives Integrity. Milwaukee Short Sales Realtor:

Phone: (262) 844-1900 . Randy@HarrisTeamHomes.com.

Lake County to Lake Shore

View My homes for sale at http://www.HarrisTeamHomes.com.

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Milwaukee WI Short Sales. Milwaukee Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Randall Harris, Realty Executives Integrity, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Randall’s personal views and do not reflect the views of Realty Executives Integrity.

This information on Milwaukee Short Sale Myth: There Are No Rules Or Guidelines For Short Sales is provided as a courtesy to our viewers to help them make informed decisions.

Why Do Lenders Always Lose Your Paperwork On A Milwaukee Short Sale?

November 27, 2011
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Milwaukee WI – If you have negotiated a short sale or loan modification, then you have probably heard the lost paperwork excuse. “Oh, we lose your paperwork. Please refax it to this number”, then lender’s representative tells you.

I have heard this excuse countless times. No one can lose paperwork that much. I am now convinced that it is a lie. But, why would a lender blatantly lie like that?

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

In my opinion, they do that to make up for their failings. See, most loan modification and short sale departments are stretched to the max.

The employees are overworked and underpaid. Everyone just gets into the mindset of not caring. They have to deal with angry people every day.

The people are understandably angry and they want some answers. But, because nothing it getting done, the employees feel bad. But, rather than tell the customer what is really happening, they make something up.

No one wants to tell someone that nothing has happened on the file in several months. It will make that person even angrier. It could even start lawsuits against the lender.

It is much easier to tell them that their paperwork got lost somehow. It they tell them that, they will think it is a legitimate excuse and refax the paperwork.

Problem solved for the lender. But, doesn’t that cause more problems for the borrower? Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Randy@HarrisTeamHomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (262) 844-1900

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Milwaukee loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Randall Harris.

Randall is a Real Estate Agent at Realty Executives Integrity. Milwaukee Short Sales Realtor:

Phone: (262) 844-1900 . Randy@HarrisTeamHomes.com.

Lake County to Lake Shore

View My homes for sale at http://www.HarrisTeamHomes.com.com.

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Milwaukee WI Short Sales. Milwaukee Realtor.

Why Be Responsible When You Can Get A Bailout?

November 17, 2011
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Milwaukee WI – Why does a British Bank do a better job than the American Banks?

We have always liked short sales with HSBC. They respond promptly and are easy to work with. The bottom line is that they do a solid, competent job handling short sales and loan modification.

I think the reason is because they never got a bailout from Uncle Sam. If they are incompetent, then themselves and their stockholders take the loss.

Menawhile, the large American Banks are awful to work with. I have countless stories of real estate agents working on a large national bank’s short sales for 6-9 months with no answer.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Want an answer to an e-mail? Be prepared to wait 1-2 weeks for that. The people are all overworked. In my opinion, the reason these companies don’t care is because they don’t own the loans.

For example, Bank of America only owns 20% of the loans they handle. And a lot of that 20% are probably guaranteed by the government because of their purchase of Countrywide.

Contrast this with HSBC. They own most of their loans. That means they are the ones losing money. I couldn’t find HSBC ever getting a bailout on the bailout search page. They have a well run bank.

All of their loan mods, short sales, and foreclosures are handled properly. Here is why. They are acting as a principal. If they do a lousy job, then they lose the money themselves.

On 80% of Bank of America’s loans, someone else is losing the money. That is why there is no sense of urgency at Bank of America. It’s like monopoly money.

Do you think a teenage kid is going to “hot rod around” in his Dad’s fancy sports car? Come on! We all know his Dad will treat his car a lot better than his kid will.

So, we can agree that people do a better job if their own money is on the line. The big banks are handling other people’s money. There is no accountability.

The investors just hear that the market is bad. They don’t know that that is only half the story. At HSBC, if the short sale department does a lousy job, then it affects HSBC’s quarterly statement.

If things go bad, then people are held accountable. In my opinion, there is nothing of the sort happening at American Banks such as Bank of America or JP Morgan Chase.

It’s kind of sad that a foreign company does a better job than an American Company. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Randy@HarrisTeamHomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (262) 844-1900

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Milwaukee loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Randall Harris.

Randall is a Real Estate Agent at Realty Executives Integrity. Milwaukee Short Sales Realtor:

Phone: (262) 844-1900. Randy@HarrisTeamHomes.com.

Lake County to Lake Shore

View My homes for sale at http://www.harristeamhomes.com.com.

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Milwaukee WI Short Sales. Milwaukee Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Randall Harris, Realty Executives Integrity, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Randall’s personal views and do not reflect the views of Realty Executives Integrity.

This information on Why Be Responsible When You Can Get A Bailout? is provided as a courtesy to our viewers to help them make informed decisions.

When A Bank Should Approve A Milwaukee Short Sale

November 15, 2011
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A bank should accept your short sale when the following rules apply. All banks and servicers have a fiduciary duty to the investor of the loan.

If they own the loan themselves, they have a fiduciary duty to their stockholders. The duty is to get that investor the most money possible. So, a lender should accept an offer if it will net the most money.

<a href=”http://stopmilwaukeeforeclosure.info/short-sale.html“>Click here to discover how other sellers successfully did a short sale and avoided foreclosure.</a>

Your only job is to prove that to the negotiator. Do that by showing them that the property has been on the open market for 60-90 days. We need to be able to show that the house was easy for buyers to see and other agents to show.

Tell the lender the following, “I have an experienced agent selling my home. It has been on the market for X days. I have lived there the entire time and kept up on the house. It looks good.

43 buyers have looked at the home since then. Out of that, only 3 buyers expressed interest. Out of those 3 buyers, the current buyer is the one willing to pay the most money. My agent is doing a great job marketing my home.

With the current foreclosure case status, the home won’t be foreclosed until June or July. When you foreclose on the house, I will move out. The house won’t be kept up anymore.

The new agent will be working on 20 other homes and won’t promote the home as well as my current agent. This means there will be less buyers looking for a home.

Do you honestly think the home is going to sell for more money then? Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at <a href=”mailto:Randy@HarrisTeamHomes.com“>Randy@HarrisTeamHomes.com</a>. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (262) 844-1900

Discover how other sellers successfully completed a short sale and request a free consultation by <a href=”http://stopmilwaukeeforeclosure.info/short-sale.html“>clicking here</a>.

Thinking about a loan modification? Our Milwaukee loan modification kit has the instructions you will need to get a loan modification approved with your bank. <a href=”http://stopmilwaukeeforeclosure.info/loan-modification-secrets.html“>Click here to request a copy.</a>

Thanks for reading this, Randall Harris.

Randall is a Real Estate Agent at Realty Executives Integrity. Milwaukee Short Sales Realtor:

Phone: (262) 844-1900. <a href=”mailto:Randy@HarrisTeamHomes.com“>Randy@HarrisTeamHomes.com</a>.

Lake County to Lake Shore

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Milwaukee WI Short Sales. Milwaukee Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Milwaukee Short Sales: Why Won’t My Lender Allow Me To Walk Away With No Deficiency?

November 14, 2011
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Milwaukee WI – The Stop Foreclosure Institute recently received a question from James. Here was his question.

“We are in the middle of a very long negotiation with a large national lender.

I had my agent put a clause into the contract stating “upon approval of short sale by sellers’ lender, lenders, & or affiliates, client, or heirs will be released from any monetary shortages or deficiencies from said sale of stated property upon successful closing and transfer of title from that date and forevermore.”

The short sale negotiator, Nathan, has advised my agent that he will reject the file and close it out if we don’t remove this from the contract. What do you think?

After reading your comments, I am not sure of what will happen. How should I pursue this? James.”

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Here was our answer to his question. I think the negotiator is getting his ego involved. Many loan owners waive promissory notes. He is out of line (and breaching his lender’s fiduciary duty to the loan owner) if the following applies:

1. If it is the investor’s policy to not pursue a deficiency.

2. If accepting this short sale will net the investor more money than a foreclosure.

Do these two things apply? You and I don’t have millions of dollars to pursue a lawsuit, but we can contact the loan owner directly to let them know what is happening.

If they are going to lose money not accepting the short, then they need to know about what this lender is doing.

Now, the negotiator has the authority to demand a promissory note depending upon who the owner of the loan is. Find out who owns the loan.

Fannie Mae, Freddie Mac, FHA, and VA will let the borrower go free from all future liability. Obviously that doesn’t apply if there is Mortgage Insurance.

Find out if any of those entities owns or insures the loan. Then tell the negotiator that you will be contacting them directly. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Randy@HarrisTeamHomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (262) 844-1900

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Milwaukee loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Randall Harris.

Randall is a Real Estate Agent at Realty Executives Integrity. Milwaukee Short Sales Realtor:

Phone: (262) 844-1900. Randy@HarrisTeamHomes.com.

Lake County to Lake Shore

View My homes for sale at http://www.HarrisTeamHomes.com.

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Milwaukee WI Short Sales. Milwaukee Realtor.

Can An Inherited Property Be A Successful Milwaukee Short Sale?

November 13, 2011
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Milwaukee WI – The Stop Foreclosure Institute recently received this question.

“Can an investment property that was inherited be a successful short sale without the owner having to pay back the deficiency? I am curious to know the answer. Pauline.”

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Here was the answer to her question. We would say yes. We would guess that there would be no deficiency because the loan was probably in the deceased’s name, not the person who inherited it. Go for it!

It will be a little work appeasing the bank because you don’t have the previous owner’s financials. But, I am sure an exemption can be made for that.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Randy@HarrisTeamHomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (262) 844-1900

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Milwaukee loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Randall Harris.

Randall is a Real Estate Agent at Realty Executives Integrity. Milwaukee Short Sales Realtor:

Phone: (262) 844-1900. Randy@HarrisTeamHomes.com.

Lake County to Lake Shore

View My homes for sale at http://www.Milwaukee-Short-Sale.com.

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Milwaukee WI Short Sales. Milwaukee Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Randall Harris, Realty Executives Integrity, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Randall’s personal views and do not reflect the views of Realty Executives Integrity.

This information on Can An Inherited Property Be A Successful Milwaukee Short Sale? is provided as a courtesy to our viewers to help them make informed decisions.

Milwaukee Short Sales: Forensic Audits Exposed

September 11, 2011
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Milwaukee WI – If you are thinking of short selling your house, then you have probably about forensic loan audits. Some claim they are wonderful. “Your lender will approve your short sale right away”, one so called expert claimed.

“Your lender is more likely to give you a loan modification after you discover they broke the law. And most loans were illegal during the crazy lending period we experienced recently”, claims another.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Even more insane is the guy who claims, “Lenders will jump over themselves to approve your short sale flip offer.” I didn’t know if any of this stuff was true.

But, I did hear a story where a lender didn’t care about the forensic loan audit. An agent I know was working with a woman who was trying to sell 3 houses.

He knew they were short sales and was glad to list them for sale. There was a guy involved who was supposed to be doing all the “negotiating” with the lender.

Little did this agent know this guy was trying to flip the houses. (Buy for X and resell for $10,000 more.) This guy had someone do a forensic loan audit.

He did this in an attempt to force the lender to approve the short sale. The only problem was the lender didn’t care. The negotiators at the lender were not going to approve the short sale flip offer.

“We know this guy is trying to flip the house. We won’t approve the short sale as long as he is doing that”, they said.

This was despite the forensic loan audit that some claim will have lenders trip over themselves to approve the short sale. It appears they aren’t as eager as some people would have you believe. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Randy@HarrisTeamHomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (262) 844-1900

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Milwaukee loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Randall Harris.

Randall is a Real Estate Agent at Realty Executives Integrity. Milwaukee Short Sales Realtor:

Phone: (262) 844-1900. Randy@HarrisTeamHomes.com.

Lake County to Lake Shore

View My homes for sale at http://www.HarrisTeamHomes.com.

Randy Harris specializes in loan modification assistance and short sales in Milwaukee Wisconsin. Milwaukee Loan Modification Help, Milwaukee Short Sales. Milwaukee Short Sale Realtor Milwaukee WI Short Sales. Milwaukee Realtor.

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